i'm.. going to be broke..

man.. i just realised.. i won't be able to really have any savings till like maybe next year.. though i started work already, i have many debts to pay off. the loan i got from my cousin for my university tuition fees, which add up to $11k and my laptop loan of $2.5k. paying off both loans at the rate of bout $500 per month, i'll finish paying off the $11k loan, around Feb 2010. i can finish the laptop loan in 5 months, but due to some reasons which i shall not say here, my salary for April and May most probably will be depleted. so start in June, by Nov i can pay it off. my plan is to save at least $500 per month la. so these five months, can't save lo.

and, i got quite a few things to pay off too. the vocal lessons of $240, the lessons in church, wedding angbaos, this and that, here and there.. wow.. adds up to quite a bit eh.. but thank God, the angbao from government is coming end of this month!! getting $200 for the first giveout. heh. should help me last for a while more. haha.. but i must also scrimp and save le. cannot spend too much money! must save up as much as i can, for future investments, and for my 老婆本*! lols. :X

* i think getting married really needs a lot of money lo.. lol..